Life insurance rates have gone down since COVID
Good news!
People are living longer since COVID-19.
The source is Rebecca Barwick.
https://www.swissre.com/profile/Rebecca_Barwick/ip_c598e1
She heads Global Underwriting Research & Development for Swiss Re.
https://www.swissre.com/institute/partnerships.html
It is the biggest reinsurance company in the world for any risk.
Including life insurance.
https://www.swissre.com/about-us/facts-and-figures.html
Swiss Re specializes in covering individual life insurance policies in amounts exceeding $25 million.
Anywhere in the world.
Insurance companies are in business to make, rather than lose, money.
This is where some of their data come from:
Columbia University, New York, NY
Ecole Polytechnique Federale de Lausanne, Switzerland
ETH Zurich, Switzerland
Harvard T. H. Chan School of Public Health, Boston
London School of Economics and Political Science
Massachusetts Institute of Technology (MIT), Boston
Oasis Loss Modeling Network, London
https://sc5.easme-web.eu/?p=730381
Peking University, China
University of St. Galen: Institute of Insurance Economics, Switzerland
University of Zurich, Switzerland
https://www.swissre.com/institute/partnerships.html
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Other sources
No evidence that life insurance rates have been increasing.
Life insurance rates will go down if one has never had diabetes or heart (cardiopulmonary) disease.
https://www.investopedia.com/what-to-expect-from-life-insurance-in-2021-5095785
Life insurance rates have decreased in Russia since COVID-19.
